$445,000
Pending · 40 days on market · MLS# MFRA4682689
| Bedrooms | 4 |
|---|---|
| Bathrooms | 3 |
| Living area | 2,197 sq ft |
| Lot size | 0.14 acres |
| Year built | 2021 |
| Property type | Single Family Residence |
| Garage spaces | 2 |
| Private pool | Yes |
| Waterfront | Yes |
| HOA fee | $175 |
| Annual taxes | $4,625 |
| County | Manatee |
Under contract-accepting backup offers. Where style meets nature in this better-than-new Twin Rivers gem—welcome to The Cove, the desirable gated section known for its peace, tranquility, and true Florida lifestyle. And here’s the mic-drop feature: this home comes with a 2.9% assumable mortgage. In today’s rate environment, that’s a rare opportunity that can seriously change your monthly payment and your buying power (subject to lender approval and qualification). Built in 2021 and spanning over 2,000 square feet, this 4 bedroom, 3 bath home is loaded with thoughtful upgrades and has been expertly maintained by the current homeowners. From the moment you walk in, you’ll notice the elevated finishes: 5” baseboards, quartz countertops, and a professionally painted interior that feels fresh, polished, and move-in ready. The heart of the home is the gourmet kitchen—featuring a custom wood island, soft-close cabinetry, custom drawer dividers, and a designer backsplash that ties it all together beautifully. Just off the main living space, you’ll love the coffee/bar area with custom shelving—perfect for morning routines or entertaining. And speaking of entertaining… the living room delivers with a TV entertainment wall, complete with a custom accent feature and fireplace for cozy nights in. Step outside to your screened lanai and exhale. The no-see-um screen and tongue-and-groove ceiling create a comfortable, upscale outdoor space you’ll actually use year-round. Bonus: the home is pre-wired for electric for your future pool and flood lights, so you’re already ahead of the game. More upgrades you’ll appreciate every day: * Wood shelving in the pantry * Custom cabinetry/storage in the laundry room * Water softener + reverse osmosis system * Remote-controlled window treatments * Ceiling-mounted garage storage And the lifestyle? Twin Rivers is beloved for its natural beauty and community feel—offering nature trails, river access, fishing, sports courts, playgrounds, and a private community boat dock. If you’re looking for a home that feels custom, cared for, and connected to nature—with the added advantage of a 2.9% assumable mortgage—this is it. Come see why this should be your home for 2026.
Listing courtesy of Jennifer Young, INNOVATE REAL ESTATE. Presented by MC Homes Realty Inc · 727432218.