4099 ISLAND LAKES DR, WINTER HAVEN, FL 33881

$379,000

Active · 479 days on market · MLS# MFRP4934266

Bedrooms3
Bathrooms2
Living area1,603 sq ft
Lot size0.4 acres
Year built2006
Property typeSingle Family Residence
Garage spaces2
Private poolYes
WaterfrontYes
HOA fee$50
Annual taxes$5,194
CountyPolk

About this home

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $10K PRICE IMPROVEMENT on 7/24! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

Listing courtesy of Don Jerue, KELLER WILLIAMS REALTY SMART 1. Presented by MC Homes Realty Inc · 727432218.

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